Leading Digital Insurance Company

EXPERTISE DRIVEN VALUE CREATION

Leading Digital Insurance Company

A leading digital insurance company required approximately 3,00,000 sq. ft. to consolidate its office operations, with a strategy combining both ownership and leasing. Address Advisors evaluated buy-versus-lease scenarios, identified a premium Grade A asset, coordinated multiple stakeholders, and structured the transaction to deliver significant cost savings while supporting the client’s long-term real estate strategy.

The Client Success Journey

Client Aspirations

The client required approximately 3,00,000 sq. ft. of office space, including 1,00,000 sq. ft. for purchase and around 2,00,000 sq. ft. on lease. The objective was to consolidate multiple offices within the same building while acquiring a premium asset in a location with limited Grade A supply and strong potential for long-term value appreciation.

Market Expertise Identifies Premium Assets

Address Advisors leveraged extensive market knowledge and developer relationships to identify suitable premium assets early, creating opportunities that aligned with the client’s consolidation, ownership, leasing, and long-term investment objectives.

Hurdles Overcome

The requirement involved assessing ready, under-construction, and planned properties while comparing buying versus leasing. Multiple stakeholders and complex documentation required careful coordination to optimize cash flow and minimize financial impact.

In-Depth Buy Versus Lease Analysis

Address Advisors conducted qualitative and quantitative comparisons across shortlisted options, assessing acquisition costs, rentals, projected returns, property potential, and other commercial considerations to help the client make an informed decision.

Strategic Innovations

Address Advisors developed a structured consolidation strategy combining ownership and leasing within the same building. Detailed financial modelling supported the buy-versus-lease decision, while continuous coordination with developers, landowners, vendors, and legal teams streamlined execution. The transaction was also structured efficiently to optimize cash flow, reduce financial impact, and secure favorable commercial terms.

Strategic Structuring Creates Greater Value

By combining market intelligence, financial analysis, stakeholder coordination, and transaction structuring, Address Advisors created a real estate strategy that balanced immediate occupancy requirements with ownership benefits and long-term asset value.

Impact Achieved

The transaction delivered substantial commercial value, with rental terms achieved approximately 20% below prevailing market levels and the asset purchase secured approximately 40% below market pricing. The successful outcome strengthened the client relationship and resulted in multiple cross-references for additional residential, R&D, and other real estate requirements.

Cost Savings Strengthen Client Value

Through informed negotiations and strategic transaction structuring, Address Advisors delivered measurable cost savings while creating long-term real estate value and strengthening the relationship for future requirements across multiple asset classes.

Hariharan

Executive Director- Corporate Real Estate

Hariharan N. brings over 25 years of experience in commercial real estate advisory, with expertise across office leasing, occupier strategy, investment sales, and transaction management. He has advised multinational corporations, developers, investors, and business leaders on strategic real estate decisions across India's major commercial markets.

His work focuses on helping clients evaluate locations, structure transactions, optimize workplace requirements, and make real estate decisions that align with long-term business goals.