What Is a Property Card in Maharashtra? Meaning, Uses, and How to Check Online & Offline

A Property Card is an important land document that can be used to ensure correct ownership and property details for the land in Maharashtra. A property card also known as a Malmatta Patrika / Milkat Patrika will show you the property owner, City Survey Number (CTS) of the property, Size of the property, Location of the property and Previous Ownership. It ensures that buyers and property owners have correct documentation and can confirm critical property details.

By confirming property cards, property buyers and property owners can ensure there are no mistakes, confirm the ownership and see any liabilities documented on the property. This guide will help you understand what a property card is, how they benefit you, how they can be used and how to confirm your property card online via the Mahabhulekh portal. Or even get a copy of your property card by visiting the relevant government office.

A property card in Maharashtra also called Malmatta Patrak (or Malmatta Card) Milkat Patrika (or Milkat Patra) is an official legal document that contains the information or details of the land ownership and property records in urban areas issued by the Maharashtra Revenue Department. Property cards in Maharashtra provide the details such as owners name, survey number, property location, ownership history and area details.

During property transactions, verification and legal process, property cards are commonly used which help to maintain the clarity in land records. 

A property card contains details such as the land survey number, CTS number, recorded owner, and property area. These details help verify the property’s identity and support ownership checks.

Property cards help verify recorded ownership details, identify properties accurately, support transactions and loans, and make it easier to review land records.

1. Proof of ownership:

The property card is the primary official document that says who legally has the ownership of urban properties in Maharashtra. To verify ownership claims all government authorities, banks and courts depend on it.

2. Required for Home Loans:

Property card Maharashtra, is required when processing home loans on urban properties as banks and housing finance ask for the details. Loan approval can be rejected or delayed if the card is invalid and not updated.

3. Mandatory for Property Registration:

The Sub-Registrar Office verifies the property card during sale deed registration. An outdated or invalid card can create problems during registration.

4. Used in Dispute Resolution:

If any ownership dispute arises, the property card is one of the primary documents of evidence submitted before courts or revenue authorities.

5. Basis for Municipal Tax Assessment:

Municipal corporations(Maha Nagar Palika) use the City Title Survey number and property card details to determine and collect property taxes.

Property cards online in Maharashtra can be checked and downloaded through the Mahabhulekh Portal or the Maharashtra Bhumi Abhilekh Department Portal.

Step by step process to check and download property card in Maharashtra:

1. Visit the official website Mahabhulekh or the Maharashtra Bhumi Abhilekh Service Page.
   
   
2. Next step involves selection of regions, choose your respective revenue division like Pune, Konkan, Nagpur, Nashik, Aurangabad, Amravati from the option or map.
   
   
3. Choose document type property card(malmatta patrak).
   
   
4. Provide the required information like district, taluk/city survey office, village/city survey name, cts number or plot number.
   
   
5. Provide contact information enter your mobile number.

If you want to only view basic details you can proceed directly.

If you want a digitally signed property card you may need to log in and pay a nominal fee(if applicable for paid service). Download the file to your device.

For properties in other states, the process may differ. For example, you can learn how to get a property card online in Karnataka.

To check a Property Card (Malmatta Patrak) offline in Maharashtra, visit the local City Survey Office (Bhumilekh Karyalay), Tehsildar’s Office, or the District Collectorate having jurisdiction over your property.

Steps to check the property card offline in Maharashtra:

1. Find out where your property is located, which City Survey Office or Tahsil office manages the ward and municipality.

2. Keep the required details ready, to make the search easier, collect the following documents:

• CTS(city survey number)or plot number
• district, taluka and village/ward name
• Registered owners full name
• Previous mutation number or old property document
  

3. Go to the public inquiry counter or record room at the office and request to inspect or apply for an official copy of the Property Card.

4. Pay any nominal service or printing charges required for a certified or uncertified copy.

Property Card and 7/12 Utara are both land records that are used in Maharashtra.

The Property Card is used mainly for Urban properties whereas the 7/12 Utara (Saat Bara) is used mainly for rural and agricultural properties in Maharashtra.

If you are considering buying agricultural land, review the legal requirements and checks involved in buying agricultural land in Maharashtra.

They help confirm ownership, understand property details, know if there are any disputes or liens, help in getting a loan approved, avoid scams and keep accurate records.

How it Helps Property Buyers:

1. The buyer can confirm the real registered owner, CTS Number, plot size, boundaries etc
   
   
2. The card shows the history of mutations, any court orders waiting to be implemented, Government Leases & any Bank Mortgages relating to the property.
   
   
3. The new Vertical Property Card for Apartments gives clear information regarding individual flat numbers, floor details, carpet areas & land shares relating to the main property card.
   
   
4. Assures buyers that the property is clean with no issues to worry about when it comes to getting finance from the bank

How it Helps Property Owners:

1. This serves as a primary proof of ownership for non-agricultural or city survey land/properties preventing any legal issues or illegal encroachments
   
   
2. With the introduction of vertical Property Cards (VPCs) individual flat owners have official proof of their carpet area and proportion of land in official records.
   
   
3. Banks and financial institutions need the Property Card to ensure there are no hidden liabilities on the urban plot/flat before approving home/mortgage loans.
   
   
4. This helps municipal bodies and owners calculate accurate property tax and update records of mutations and government revenues.

The property card in Maharashtra is one of the most important documents for confirming urban property details. A property card will help in identifying any discrepancies, viewing ownership history and seeing what liabilities have been recorded on a property. These can be viewed by property owners and buyers online via the Mahabhulekh portal or in person by visiting your local City Survey Office. It’s helpful to keep your property card details up to date to avoid any disputes and help with overall property transactions.